BPQ Real Estate

Required Documents for a Home Loan

Whether you are a first time home buyer or just refinancing an investment property to obtain cash out, it is extremely important in the loan process that you are prepared ahead of time, to ensure a quick and easy closing.

Whether you are self employed or salaried, you will need to have a standardized checklist of documents ready to fax to us before loan submission. Please be prepared.

Here is a Checklist:

For Salaried Borrowers
1. Last 2 years W2s
2. 30 days most recent paystubs
3. 2 months most recent bank statements
4. Copy of Drivers License
5. Quarterly or most recent asset statement – 401K, IRA, Stocks, Bonds, etc.

 

For Self-Employed Borrowers
1. Last 2 years Tax Returns
2. Year To Date Profit and Loss Statement
3. 2 months most recent bank statements
4. Copy of Drivers License
5. Quarterly or most recent asset statement – 401K, IRA, Stocks, Bonds, etc

For All Purchases, will also need a fully executed purchase contract signed by all parties
For All Refinances, will need a copy of your original mortgage note
**Please note, in some instances, some of the above can be waived prior to submission if your credit score is above a 720

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He was very professional and knowledgeable

we have closed several loans with Brian. He was very professional and knowledgeable on each. One of our loans had a few problems arise and he was very creative in finding solutions so that w…Read More

Closed purchase loan. Littleton, CO

Thanks for all of your hard work and patience

Brian, Thanks for all of your hard work and patience with me throughout the entire home buying process. You exhibited extreme understanding with my specific situation and helped me improve m…Read More

Jen, Security-Widefield, CO

Thanks a million, Brian!

A true pleasure to work with. Very friendly, polite and knowledgeable. I will do business with him in the future and will gladly refer people his way; Thank a million, Brian!…Read More

Closed purchase loan. Parker, CO
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