1. I Locked my Loan and Now Interest Rates Have Fallen! What can I do?

    As a Colorado mortgage broker, the huge benefit is that across the multiple wholesale lenders we work with, each one has it’s own unique selling proposition, and when it comes to locking a loan, this is vital, especially in a low rate economy, where breaking news can crash a market, and bottom out rates, like the recent exit of Britain from the EU, called appropriately, “Brexit”.…Read More

  2. Choosing a Colorado Mortgage Broker for your Next Purchase or Refinance

    Many people have asked me over my career,  “Why would I use you”?, “What exactly do you do”?, “What makes you different from the next guy”? My answer is simple, and I speak more for the mortgage broker community, versus myself directly. We get the job done. We take on the loans the bank can and will not take the risk with, and we work with many companies that u…Read More

  3. COLORADO HOMEOWNERS! Rent OUT YOUR PRIMARY RESIDENCE using FUTURE RENT as INCOME! with NO RENTAL HISTORY!

    With Colorado continuing it’s nationwide market dominance as one of the top places to live in 2016, the rental market has been skyrocketing, as well as homeowners property equity through sharp quarter over quarter, double digit appreciation. This has created a dynamic market where there is a shortage of inventory available, because not as many homeowners want to sell, because of the great re…Read More

  4. 5 Questions To Ask Yourself Before Selling Your Home During the Colorado Housing Frenzy

    $20.16 Billion in home sales for 2015. Inventory not high enough to meet demand. Multiple offers within hours, and some of them cash thousands above your asking price. Welcome to the Colorado housing market. It is no question this is a sellers market, and if timed correctly, you can make make a serious profit on the sale of your home, however; ask yourself these five questions before you decide to…Read More

  5. 2016 FHA and FANNIE MAE Increased Loan Limits

    Due to the rise in home prices in 2015, and the steady increase in valuation, FHA and Fannie Mae have both increased the maximum loan amounts in many counties nationwide. I have provided links below for the change in Colorado, which will be a pleasant surprise to many buyers who now can opt to finance, versus come to closing with that cash in hand. The new conforming loan amount in Colorado in mos…Read More

  6. Gift Of Equity Mortgage Loans For Your Family And How They Work

    Purchasing a home from a family member in Colorado can save you thousands of dollars in closing costs, and also continue to retain a property with the family over the years to follow. In most cases, these purchase loans are done with no money down from the buyer, who more then likely will be the son or daughter. This is not available for all types of purchase loans, and will be flagged as “i…Read More

  7. Top 4 Reasons To Choose A Mortgage Broker For Your Next Refinance or Purchase Loan

    In my 13 year career as a mortgage broker in Denver, I have seen many ups and downs of the housing market, but one question I am continuously asked to this day is in two parts. Why should I use you? and What’s the difference between a Colorado mortgage broker and mortgage banker. To the uninformed consumer this would seem hard to differiante, so I created this blog post to shed light on a to…Read More

  8. Turning Your Principal Residence Into An Investment Property

    With Denver clearly on the radar as one of the top real estate markets in the nation, sellers have the upper hand, as buyer�s are lining up in droves to put their offers in. It is not uncommon, especially in Denver, to see listings get offers 10, 20, sometimes even $50,000 above the asking price. Most definitely good to be a seller in Colorado, however that is not the focus of this article. What…Read More

  9. Commercial Lending Made Easy with The Mortgage Network

    I am happy to announce The Mortgage Network’s ability to now do Commercial Lending. This should prove to be a huge benefit to many individuals looking to purchase commercial property. We can service loans anywhere from $100,000 to $250,000,000 million. Our proprietary portal of lenders will definetly prove to be a tremendous value to anyone looking for financing for any property type. This s…Read More

  10. Commercial Lending Made Easy with The Mortgage Network

    I am happy to announce The Mortgage Network’s ability to now do Commercial Lending. This should prove to be a huge benefit to many individuals looking to purchase commercial property. We can service loans anywhere from $100,000 to $250,000,000 million. Our proprietary portal of lenders will definetly prove to be a tremendous value to anyone looking for financing for any property type. This s…Read More