$20.16 Billion in home sales for 2015. Inventory not high enough to meet demand. Multiple offers within hours, and some of them cash thousands above your asking price. Welcome to the Colorado housing market. It is no question this is a sellers market, and if timed correctly, you can make make a serious profit on the sale of your home, however; ask yourself these five questions before you decide to…Read More

Due to the rise in home prices in 2015, and the steady increase in valuation, FHA and Fannie Mae have both increased the maximum loan amounts in many counties nationwide. I have provided links below for the change in Colorado, which will be a pleasant surprise to many buyers who now can opt to finance, versus come to closing with that cash in hand. The new conforming loan amount in Colorado in mos…Read More

Purchasing a home from a family member in Colorado can save you thousands of dollars in closing costs, and also continue to retain a property with the family over the years to follow. In most cases, these purchase loans are done with no money down from the buyer, who more then likely will be the son or daughter. This is not available for all types of purchase loans, and will be flagged as “i…Read More

In my 13 year career as a mortgage broker in Denver, I have seen many ups and downs of the housing market, but one question I am continuously asked to this day is in two parts. Why should I use you? and What’s the difference between a Colorado mortgage broker and mortgage banker. To the uninformed consumer this would seem hard to differiante, so I created this blog post to shed light on a to…Read More

With Denver clearly on the radar as one of the top real estate markets in the nation, sellers have the upper hand, as buyer�s are lining up in droves to put their offers in. It is not uncommon, especially in Denver, to see listings get offers 10, 20, sometimes even $50,000 above the asking price. Most definitely good to be a seller in Colorado, however that is not the focus of this article. What…Read More

I am happy to announce The Mortgage Network’s ability to now do Commercial Lending. This should prove to be a huge benefit to many individuals looking to purchase commercial property. We can service loans anywhere from $100,000 to $250,000,000 million. Our proprietary portal of lenders will definetly prove to be a tremendous value to anyone looking for financing for any property type. This s…Read More

I am happy to announce The Mortgage Network’s ability to now do Commercial Lending. This should prove to be a huge benefit to many individuals looking to purchase commercial property. We can service loans anywhere from $100,000 to $250,000,000 million. Our proprietary portal of lenders will definetly prove to be a tremendous value to anyone looking for financing for any property type. This s…Read More

With Denver clearly on the radar as one of the top real estate markets in the nation, sellers have the upper hand, as buyer’s are lining up in droves to put their offers in. It is not uncommon, especially in Denver, to see listings get offers 10, 20, sometimes even $50,000 above the asking price. Most definitely good to be a seller in Colorado, however that is not the focus of this article. What …Read More

Talk to most mortgage lenders, whether brokers or bankers, on the retail or wholesale side, and they will give you some very basic loan options once they pull your credit score and find out how much you have to put down on a home mortgage when you are in the process of getting pre-qualified. It is either Conventional or FHA right? If your scores are above a 700, the loan officer will go right to t…Read More

Since 2011, Fannie Mae has implemented a little used mortgage program, entitled “Delayed Financing” which allows home buyers, both owner occupied and investor, to refinance the purchase the day after they buy the property. With 33% of all home purchases in 2014 being made in cash, many investors need access to that cash, to put back into other income producing properties they can buy, …Read More